DSCR Loans vs Traditional Mortgages: Which is Right for Real Estate Investors?

Real estate investors face a critical decision when financing investment properties: should they pursue a traditional mortgage or opt for a DSCR (Debt Service Coverage Ratio) loan?

What Makes DSCR Loans Different?

Unlike traditional mortgages, DSCR loans qualify borrowers based solely on the rental income generated by the investment property. Calculate your DSCR at dscrcalc.net.

Key Differences

• Income Verification: DSCR loans require no personal income documentation
• Loan Limits: No limit on number of financed properties
• Entity Ownership: Can close in LLC name
• Timeline: 14-21 days vs 30-45 days

For comprehensive financing options, visit Zeus Commercial. Connect on Facebook.