Stop Foreclosure with Fast Refinancing Solutions
Zeus Commercial Capital specializes in foreclosure bailout refinancing for investment properties. Our DSCR loans provide quick access to capital without income verification, helping property owners avoid foreclosure and regain financial stability.
How Foreclosure Bailout Refinancing Works
Our streamlined process is designed to provide fast relief when time is critical. We understand the urgency of foreclosure situations and work quickly to secure your property.
Quick Assessment
Submit your property details and current situation. We review your case within 24 hours and provide immediate feedback on approval likelihood.
Fast Approval
Our DSCR loans focus on property cash flow, not personal income. Get approved based on rental income potential in as little as 24-48 hours.
Close & Save
Close in as fast as 7-14 days. Pay off your existing mortgage, stop foreclosure proceedings, and regain control of your investment.
Why Choose Zeus for Foreclosure Bailout
Emergency Speed
We understand time is critical. Our expedited process can close loans in 7-14 days, often before foreclosure sale dates.
No Income Verification
DSCR loans are based on property cash flow, not personal income. No tax returns, W-2s, or pay stubs required.
Cash-Out Options
Not only stop foreclosure, but also extract equity to pay off other debts, make repairs, or fund your next investment.
Save Your Investment
Protect your credit, preserve your equity, and maintain ownership of valuable rental properties that generate income.
Foreclosure Bailout Qualification
Our flexible qualification criteria focus on property performance, not personal financial hardship. Here's what we need to approve your foreclosure bailout loan.
Property Requirements
- •1-4 unit residential investment properties
- •Property must be currently rented or rent-ready
- •Sufficient equity to support refinancing
- •Property in reasonable condition (repairs acceptable)
Borrower Requirements
- •FICO score as low as 620 (case by case)
- •No income documentation required (DSCR-based)
- •Foreclosure notice received but sale not yet completed
- •Commitment to maintaining property as rental
DSCR Calculation for Foreclosure Bailout
Our loans are approved based on Debt Service Coverage Ratio (DSCR), which compares monthly rental income to monthly mortgage payment. A DSCR of 1.0 or higher is preferred, but we offer no-ratio DSCR options for strong properties.
DSCR = Monthly Rental Income ÷ (Monthly Mortgage + Taxes + Insurance + HOA)
Example: $2,500 rent ÷ $2,000 PITIA = 1.25 DSCR ✓ Approved
Common Foreclosure Scenarios We Solve
Missed Payments Due to Tenant Vacancy
Your rental property experienced extended vacancy, causing you to fall behind on mortgage payments. We refinance based on market rent potential, not current vacancy, allowing you to catch up and stabilize the property.
Personal Financial Hardship
Job loss, medical expenses, or other personal financial challenges made it difficult to keep up with investment property payments. Our no-income-verification DSCR loans focus solely on the property's ability to generate income, not your personal situation.
Balloon Payment or ARM Adjustment
Your loan has a balloon payment due or an adjustable rate that increased dramatically. We refinance into a stable, long-term loan structure that prevents foreclosure and provides predictable payments.
Multiple Properties at Risk
You own multiple investment properties and one or more are facing foreclosure. We can help you refinance and extract equity to stabilize your entire portfolio, consolidating debt and improving cash flow across all properties.
Don't Wait Until It's Too Late
Every day counts when facing foreclosure. Contact Zeus Commercial Capital today for a free consultation and emergency loan assessment. Our team is standing by to help you save your investment property.
Available 24/7 for foreclosure emergencies • Confidential consultations • No obligation